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Philippine-based fintech company OneLot is gaining momentum in the used car financing market after securing $4 million in pre-seed funding. Led by 468 Capital, this funding round positions OneLot to revolutionize how car dealers access capital. Here’s what you need to know:

  • Funding Round: OneLot raised $4 million in an oversubscribed pre-seed round led by 468 Capital, with participation from Kaya Founders, Crestone Venture Capital, and others.
  • AI-Driven Solutions: The company uses AI-enabled algorithms to assess credit lines and provide fast, data-driven financing options for dealers.
  • Inspired by Germany’s Model: Co-founder Harm-Julian Schumacher’s experience in his family’s car dealership business in Germany inspired the OneLot model for empowering Philippine dealers.
  • Investor Confidence: 468 Capital’s Guilherme Steinbruch believes OneLot’s deep market knowledge and early success make it a strong player in the rapidly growing used car market.


Backed by strategic investors and armed with innovative, AI-driven solutions, OneLot is set to redefine used car financing in the Philippines.

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